Thanks for all the suggestions. An update on what I did based on your inputs.
Soaked in in acetone for an hour. No effect on coin. Black parts are either toning (Ag20?) or stubborn dirt.
Soaked in in hydrogen peroxide solution to get rid of stubborn dirt. The darkest portions of the coin bubbled vigorously, indicating that it is probably stubborn dirt. Kept monitoring it every 30 seconds. However, before the dark black regions went away, a rainbow tone (oxidation layer??) developed on the exposed silver bits, particularly the reverse. Not very attractive.
Will try buying some ammonia and soak the coin in ammonia solution tomorrow. IMO, the coin has enough detail/relief to look good when clean. Just want to get rid of the black patina: not very attractive.
As advised, did not run the coin with anything abrasive. Just tried lightly rubbing my finger across a few times with acetone, to check if dirt is easily removed (not easily removed

). There is definitely some dirt on it.
Coin status as of end of tonight: