Who gets these hidden charges?
Aditya
Well the payment gateway for sure ie. HDFC. Govt Mint just washes its hands off it! Payment gateways generally charges 2% + 18% GST on transactions. So one ends up paying 2.36% extra charges! Most startups & private companies bear this extra 2.36% gateway charges from their own pockets & not pass it onto the consumers! Its only our Digital India Govt companies dont bear this cost & charge extra on it! Prime example is IRCTC for ticket booking, you pay an X amount during booking & an X+Y amount gets charged to you in the credit card statement later! But IRCTC, State Electricity Boards, Kolkata Mint explicitly mention that this charge will be extra for payment gateway!
2.36% of 3540 is Rs 83.544 which is what got added extra!
What annoys me to the core Mumbai Mint never mentioned this anywhere & very slyly & cleverly passed on these charges! Even someone else had mentioned that Mumbai Mint didnt charge extra this time! I'm pretty sure the charges would be added up in the card statement later which he may not have noticed!
This is Seriously Cheating in my opinion from Mumbai Mint!!